DEC and CIA

[Amos]

Applied for CIA few weeks ago.
Diminished Earning Capacity - DEC. 
Does DEC means CIA will be approved? any one deemed to haveDEC, without being eligible for CIA

 

[winnipegoo7]

Does that mean you're going to be a spy?  ;D

https://www.cia.gov


But seriously, what's ClA??

 

[Teager]

CIA is Career impact allowance. DEC is diminished earnings capacity.

If you have DEC you will more than likely get CIA. Usually you need to be granted CIA first to get DEC.

If you don't have either you will have to wait for CIA to be granted then apply for DEC.

For better clarification here is the policy for the CIA and supplement. http://www.veterans.gc.ca/eng/about-us/policy/document/2126

Here is the DEC policy. http://www.veterans.gc.ca/eng/about-us/policy/document/1971

 

[Amos]

CIA is Career impact allowance. DEC is diminished earnings capacity.

If you have DEC you will more than likely get CIA. Usually you need to be granted CIA first to get DEC.

If you don't have either you will have to wait for CIA to be granted then apply for DEC.

For better clarification here is the policy for the CIA and supplement. http://www.veterans.gc.ca/eng/about-us/policy/document/2126

Here is the DEC policy. http://www.veterans.gc.ca/eng/about-us/policy/document/1971

i
interesting.  CM working on DEC now. I just got a call from CVVRS saying I am not able to be gainfully employed. The DEC process almost completed.  My CM just applied for me for the CIA not long ago. looks like DEC may be done before CIA. I don't see anywhere that the CIA must be in place before DEC.

 

[Teager]

i
interesting.  CM working on DEC now. I just got a call from CVVRS saying I am not able to be gainfully employed. The DEC process almost completed.  My CM just applied for me for the CIA not long ago. looks like DEC may be done before CIA. I don't see anywhere that the CIA must be in place before DEC.

A lot including myself had to get CIA before CM would do DEC. DEC can happen fast once paperwork is done only took a week for me once all submitted. You then have to apply for the supplement which is on the CIA form. FYI it's about a 6 month wait to actually receive your money if approved for CIA/supp from what I have been reading but it is back dated to date of application.

 

[Amos]

A lot including myself had to get CIA before CM would do DEC. DEC can happen fast once paperwork is done only took a week for me once all submitted. You then have to apply for the supplement which is on the CIA form. FYI it's about a 6 month wait to actually receive your money if approved for CIA/supp from what I have been reading but it is back dated to date of application.

Paperwork done from the March of Dimes.  What happens after their opinion/report is completed - They look at all facets of problems, including own doctor, specialist as well as their own evaluations physical and psychosocial. What does CM do with this report? how do they make their decisions from that if report says not able to be gainfully employed?  is it still in CM's hands/decision or do they go by report only?

Back to CIA, and supplement and ELB, how is that all going to change with new pension for life system next year? so many unknowns

 

[Teager]

CM brings all reports to a team of medical professionals and they will come to a decision for DEC. Since you are unable to work you will more than likely be deemed DEC.

For PFL...
So once you receive CIA and supplement your CIA grade will be protected and you will be automatically put on the additional pain and suffering benefit which will be tax free. If you are receiving the supplement that will also be protected and you will still receive that however anyone deemed DEC after April 1 2019 will not receive the supplement as it will be eliminated. Those that are DEC may also be eleigiable for a 1% pay raise if you have under 20 years of service. So 1% for each year until you would have hit 20 years in the CAF.

ELB will still be the same amount it's just rolled  into a few other things and renamed. VAC says you will receive the same amount you receive now before offsets for all benefits possibly more.

Scroll to the very bottom there is Q&A there for each benefit that explains how they are going to do business under the PFL.

http://www.veterans.gc.ca/eng/services/pension-for-life

 

[Amos]

CM brings all reports to a team of medical professionals and they will come to a decision for DEC. Since you are unable to work you will more than likely be deemed DEC.

For PFL...
So once you receive CIA and supplement your CIA grade will be protected and you will be automatically put on the additional pain and suffering benefit which will be tax free. If you are receiving the supplement that will also be protected and you will still receive that however anyone deemed DEC after April 1 2019 will not receive the supplement as it will be eliminated. Those that are DEC may also be eleigiable for a 1% pay raise if you have under 20 years of service. So 1% for each year until you would have hit 20 years in the CAF.

ELB will still be the same amount it's just rolled  into a few other things and renamed. VAC says you will receive the same amount you receive now before offsets for all benefits possibly more.

Scroll to the very bottom there is Q&A there for each benefit that explains how they are going to do business under the PFL.

http://www.veterans.gc.ca/eng/services/pension-for-life

I'm confused because wasn't that same medical professional team already involved in writing/submitting their professional opinion for March of Dimes functional/psychosocial/vocational testing? sounds/look like duplication

 

[Teager]

My process was different as my voc rehab was under Sisip so no involvement with March of dimes. I only required a medical report from my doctor for VAC to make there decision.

 

[Amos]

So DEC all done. CIA and CIA supplement applied too.
I realize waiting for award can take upward to a year but how about CIA? Are wait times same or quicker?

Are CIa and supplement going to be protected next year? The way I read the policy, it sounds a but iffy

 

[Teager]

So DEC all done. CIA and CIA supplement applied too.
I realize waiting for award can take upward to a year but how about CIA? Are wait times same or quicker?

Are CIa and supplement going to be protected next year? The way I read the policy, it sounds a but iffy

Expect a wait of 3 to 7 months for approval but CIA and supp will both be approved at the same time for you.

They will be protected but the CIA amount will change a bit as it will be tax free but your grade level will be protected.

 

[Amos]

Then I wonder what these words mean
"amounts protected until equal to or less than IRB amount payable".
Seems counterintuitive

 

[Teager]

It does but I had it explained that IRB amounts could change up or down with future goverments. Basically your supp and CIA are safe. What I worry about are any re assessments and a change in any criteria which then can cause a loss of benefit or lower grade. Just have to wait and see I guess.

 

[Amos]

Right, reassessments.
I'm at 93% right now. what's the cut-off for no more reassessment?
have a couple more claims to put in yet.
This new PFL is not looking good at all. 

 

[Teager]

Right, reassessments.
I'm at 93% right now. what's the cut-off for no more reassessment?
have a couple more claims to put in yet.
This new PFL is not looking good at all.

Sorry, I meant reassessment for your CIA. For me I was bumped from grade 3 to 2 because of time served. But VAC is removing the time served piece from the policy so if I get reassessed I will be bumped back down to a grade 3.

As for reassessment of injuries/illness if they keep getting worse you can keep on doing them. If you have more claims and Max out at 100% you still need to put the claims in as you will not get any more money for them but VAC will cover any medical costs associated with that injury/illness.

 

[Amos]

I'll likely be at the lowest CIA grade anyways as I had 20 years in.
I was speaking of re-assessments for DEC in 2 years. I think if 100% no DEC reassessment required. You'd think 93% would be enough tho.
Thanks for help

 

[CampCricket]

I am in a similar situation as Armychick. My case manager recently started the process for DEC. My physician and psychiatrist both filled out reports stating I was medically unsuitable to return to work. I am at 95% according to VAC on my disability rating. I am in receipt of CIA level 3. I was deemed totally disabled by Health Canada, Service Canada and SISIP LTD. I currently receive CPP disability pension along with my CF pension. I attempted a RTW program with the Public Service where they made significant accommodations for my medical limitations... but was unsuccessful (my medical issues deemed me unreliable and a liability/safety issue)... so I feel comfortable saying I should meet the DEC eligibility. That being said - there is still a requirement for re-evaluation every 2 years? And if so, is this still true if in receipt of CPP Disabilty?

Armychick, please keep me informed when your DEC actually goes through. That way I have a better idea of the timeline. I am hoping to have DEC approved with enough time to apply for the CIA Supplement before April 2019.

 

[Teager]

I am in a similar situation as Armychick. My case manager recently started the process for DEC. My physician and psychiatrist both filled out reports stating I was medically unsuitable to return to work. I am at 95% according to VAC on my disability rating. I am in receipt of CIA level 3. I was deemed totally disabled by Health Canada, Service Canada and SISIP LTD. I currently receive CPP disability pension along with my CF pension. I attempted a RTW program with the Public Service where they made significant accommodations for my medical limitations... but was unsuccessful (my medical issues deemed me unreliable and a liability/safety issue)... so I feel comfortable saying I should meet the DEC eligibility. That being said - there is still a requirement for re-evaluation every 2 years? And if so, is this still true if in receipt of CPP Disabilty?

Armychick, please keep me informed when your DEC actually goes through. That way I have a better idea of the timeline. I am hoping to have DEC approved with enough time to apply for the CIA Supplement before April 2019.

Your DEC decision should be rather quick. Mine was done within a week of my case manager having the paper work. That being said I've heard some decisions taking a lot longer. Once I applied for supplement it took a month to get approved just FYI for you.

 

[Amos]

Mine was approved within a few weeks.  CIA application was put in shortly after, still waiting for decision, which is due mid-July IF  they stick to the 12 weeks rules.

 

[Amos]

Another question would be:
I have one year reserve class C for which I paid pension back and 20 years reg force. I reqd for CIA and supplement eligibility that career less than 25 years but also read from many 20 year career. Which is it?
I am DEC and 93% disabled dual client.