CANFORGEN on Pay and PIL

[Eye In The Sky]

I was thinking more of the EI per se.  I cannot speak on the ON health care system, seeing as I am busy getting raped along with my fellow NS by Dexter and crew.

Come on, how else are the MLAs going to pay for all the generators they installed in their homes bought, out of a sense of responsibility and good government, for the senior citizens building close to their home but thought it was better to keep in their basements and held there for safe keeping.  >

 

[Teeps74]

It's no different in my eyes than paying EI premiums.  Something I cannot qualify to use, but it does go towards the greater good my fellow citizens.  I may not be keen on it, but it's something I have no say in either like many of our deductions.

Actually, in the future, you may be drawing EI... Remember that our CRA is still 55 with extensions to 60. If you still have bills and what not at 60, what do you do to fill the income gap? EI... Why not, pay into it, you are entitled to it. Draw it.

 

[aesop081]

Actually, in the future, you may be drawing EI... Remember that our CRA is still 55 with extensions to 60. If you still have bills and what not at 60, what do you do to fill the income gap? EI... Why not, pay into it, you are entitled to it. Draw it.

EI benefit - CF pension payment = What you get.

Most times, that works out to $0.00

 

[421_434_226]

Your pension is not subtracted from your EI as it is not considered to be employment income, take this from one of the evil double dippers, at least here, can't say for certain from other provinces.

 

[aesop081]

Ack.

 

[jollyjacktar]

Come on, how else are the MLAs going to pay for all the generators they installed in their homes bought, out of a sense of responsibility and good government, for the senior citizens building close to their home but thought it was better to keep in their basements and held there for safe keeping.  >

I cannot wait until I see Tricky Dicky go down for that one.  Well, frankly all of them the dirty bastards.  Too bad they cannot take the NSURB down with them when they fall.

 

[Teeps74]

Most double dippers I know are (were) drawing EI during the nuisance break. EI is a different pool, and as far as I know, there is zero conflict in drawing EI and pension.

Now, someone with a bigger sexier and more tax/benefit oriented brain might be able to correct me on that...

 

[mariomike]

"Employment Insurance(EI) and the various types of earnings":
http://www.servicecanada.gc.ca/eng/ei/information/earnings_info.shtml#Pensions

 

[jollyjacktar]

And here I was always told/under the impression that we could not draw EI as we were finishing our contracts and had a pension.

 

[GAP]

And here I was always told/under the impression that we could not draw EI as we were finishing our contracts and had a pension.

If you start receiving your pension, then go work for a company to accumulate 600 hrs., your pension is not classed as income, but your EI is based on the rate you were paid at the new job.

 

[421_434_226]

Correct, sorry I was not as clear as I could have been, you do have start a different job to be eligible for EI.

 

[Teeps74]

Correct, sorry I was not as clear as I could have been, you do have start a different job to be eligible for EI.

Why? If you are forced out due to age, why would you have to start another job to draw benefits? If you quit because you are tired, sure... Quitting is a dis-qualifier for EI, but end of contract employer laying you off (due to age) is one of those things we should be able to draw EI for.

Now, this said, I am not an expert on this, nor am I aware of EI rules... Gimme a day or two, and I will see what I can dig up (in the mean time, the wife is glaring at me, tapping her foot and glancing sideways at the BBQ... I am guessing she is expecting me to cook tonight...)

 

[armyvern]

Oh, why not? I pay an annual health care premium which I am NOT ALLOWED to use unless it is an emergency. Further, if I read the Blue Cross thing correct, anytime I do use provincial health care the CF covers the costs. It is a fact that I pay $600 Ontario Health Care premium on my annual income tax return.

(I have no problem at all paying my share of services I receive... But paying for something I am not allowed to receive is horrifically wrong on so many levels.)

It doesn't have to be an emergency; for some of us service members, using provincial facilities is routine due to follow-ups or services we require. Not all CF members require to actually use these services, but, then again, most Ontarians don't routinely utilize these services any more often than we do either. It may have been 'for emergencies only' back in the day when the CF actually ran/managed honest-to-goodness hospital facilities but it has been many years since that was a fact. In my mind, if the CF had retained that capability, then perhaps the point that the CF doesn't use provincial facilities 'as a habit' would still be valid.

MRI, CT Scan, XRay, ... head downtown. Sick after working hours? Head downtown.

Personally, I can be found in a civilian facility once every year for my annual CT scan & MRI. And in with my civilian specialist for my 'head' checkup once per year too. Every 2nd year for my skin cancer follow-up with another ...

750 bucks? Absolutely - much cheaper than paying out of my own pocket for any services I require. The CF pays for it all? So do a whole lot of civilian employers in Ontario, but those residents are kicking in 750 on their taxes towards the total costs of healthcare too. I don't have any issues with that.

Besides, I'd much rather still be paying Ontario taxes, even with that 750, than taxes I am currently paying in Quebec or that I have previously paid in NB, PEI, NS, Labrador. Ontario has some pretty excellent services that are absolutely cheaper on the taxes than some other CF members get to experience outside of the center of the nation.

My .02 cents worth.

Edited to add: Just went through the myth of "no EI" with 9er domestic the other day. My dad certainly collected it when he retired from the CF - and before he had another employer.

 

[jollyjacktar]

Edited to add: Just went through the myth of "no EI" with 9er domestic the other day. My dad certainly collected it when he retired from the CF - and before he had another employer.

I think that I should have enough stamps to qualify after this many years.  ;D

 

[421_434_226]

I am under the impression that you may apply for EI immediately upon retirement, the problem being that if you do at that time your pension will be considered as income and will be deducted from your EI. If you re qualify at a different job your pension may not be considered as income and may not be deducted. As per the service Canada website.

All I actually know for sure is that when I retired I was informed by EI that my pension was more then I would receive from them thus having a net value of 0, although I could apply if I wanted to. After I had re qualified I was then able to collect EI during my annuitant break. And being an evil double dipper I did.  >

"Pension income resulting from any employment constitutes earnings for benefit purposes. These include:

    Employer pension plans, including employment as a member of the Armed Forces or any police force. This also applies to pensions from employment in another country, whether or not the employment was insurable.
    The Canada Pension Plan
    The Quebec Pension Plan

Pensions income resulting indirectly from employment do not always constitute earnings. In the following cases, all or part of the pension is not considered to be earnings:

    The pension of an individual who re qualifies for EI benefits after the date on which payment of the pension begins.
    Disability pensions from employment as well as disability pensions from the Canada Pension Plan or Quebec Pension Plan"

 

[armyvern]

I am under the impression that you may apply for EI immediately upon retirement, the problem being that if you do at that time your pension will be considered as income and will be deducted from your EI. If you re qualify at a different job your pension may not be considered as income and may not be deducted. As per the service Canada website.

All I actually know for sure is that when I retired I was informed by EI that my pension was more then I would receive from them thus having a net value of 0, although I could apply if I wanted to. After I had re qualified I was then able to collect EI during my annuitant break. And being an evil double dipper I did.  >

"Pension income resulting from any employment constitutes earnings for benefit purposes. These include:

    Employer pension plans, including employment as a member of the Armed Forces or any police force. This also applies to pensions from employment in another country, whether or not the employment was insurable.
    The Canada Pension Plan
    The Quebec Pension Plan

Pensions income resulting indirectly from employment do not always constitute earnings. In the following cases, all or part of the pension is not considered to be earnings:

    The pension of an individual who re qualifies for EI benefits after the date on which payment of the pension begins.
    Disability pensions from employment as well as disability pensions from the Canada Pension Plan or Quebec Pension Plan"

The way my father explained it to me is that it was not the pension that they considered (as stated, the pension is not considered income), but rather was his severance pay. They figured it out for him as, "you received XX amount of severance pay which equates into XX weeks of income. Come back on that XX week and apply for your EI." He did; they cut the cheques.

 

[Pusser]

The way my father explained it to me is that it was not the pension that they considered (as stated, the pension is not considered income), but rather was his severance pay. They figured it out for him as, "you received XX amount of severance pay which equates into XX weeks of income. Come back on that XX week and apply for your EI." He did; they cut the cheques.

From the Service Canada website:

Pension income resulting from any employment constitutes earnings for benefit purposes. These include:

•Employer pension plans, including employment as a member of the Armed Forces or any police force.

This seems to clearly state that our CFSA benefits do indeed count as income for the purposes of an EI claim.  Perhaps the rules have changed since your father retired.  I would argue that for the most part, anyone retiring at the end of a CF career should not be counting on receiving anything from EI.  If you really want to collect EI, get another job and then lose that one.

 

[armyvern]

From the Service Canada website:

Pension income resulting from any employment constitutes earnings for benefit purposes. These include:

•Employer pension plans, including employment as a member of the Armed Forces or any police force.

This seems to clearly state that our CFSA benefits do indeed count as income for the purposes of an EI claim.  Perhaps the rules have changed since your father retired.  I would argue that for the most part, anyone retiring at the end of a CF career should not be counting on receiving anything from EI.  If you really want to collect EI, get another job and then lose that one.

Well, the rules have certainly changed since he collected it; apparently now you actually have to go to job interviews and look for work instead of sitting back and collecting until your time runs out ...

Don't know how they check up on that.

 

[Bruce Monkhouse]

They really don't,......but it's always been written that way. You always have been supposed to be actively seeking gainful employment.

Everyone's interpretation of "actively" varies of course.......

 

[Teeps74]

They really don't,......but it's always been written that way. You always have been supposed to be actively seeking gainful employment.

Everyone's interpretation of "actively" varies of course.......

I think it would be entertaining to go to job interviews, demanding (based on expereince) the job of the guy doing the interviews and likely at a significant pay raise... Be a really good way to pass the time, and who knows, maybe someone would actually hire you at close to the demands...