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I’m not saying go without. I’m suggesting insurance that you pay X amount, say 10,000-20,000$, then your insurance is covered and you simply stop paying any fees. Then if/when you get in an accident you then start paying againUntil the day you need it and wish you had it
.Sucks to be a male teen driver doesn't it? At your age get a used car, get a few years experience under your belt, show them you can drive without incident, and then get a newer car.
This is a stupid flaw in the design. To urge people to buy cheap cars that nobody really wants to begin with.
Let’s compare a smart car with an old Junker car that nobody wants: Firstly it’s an old Junker so it has no appeal. Secondly the old and more cruddy the more maintenance and less efficient the car is. Thirdly safety is much better with a brand new smart car then with a rusty old car that is no where near the smart car in safety to begin with. Lastly that junk car has absolutely no trade in value.
In conclusion, you can fork out an extra $3000-5000 to get a brand new car and save double that in the long run. Just looking at the gas bills you’re saving lots.
BUT the system is designed to force teens to buy crap cars because insurance gouges. While in REALITY. It has absolutely nothing to do with the car you’re driving. Let’s just take a group of my friends.
I have 1 friend; his dad owns a successful electric company thing, so his dad bought him a jaguar and a fully loaded jeep for bad weather. Cost means nothing to them. But he is VERY careful as he doesn’t want to be damaging his cars. Take another friend he has a Honda civic and he has done all the “fast and the furious” stuff to it. $100,000 car probably, yet he is also very careful and never speeds and never shows off. Take another friend he has a standard dodge truck, he’s been in 2 accidents with it, and he has his parent’s domestic luxury car he’ll drive around and he’s had an accident with it. In fact, the people with the nice brand new cars never get in accidents and always being cautious. While the people who don’t have the nice cars, they need to show off or they won’t be “cool” and they get into accidents.
So if you look at it. The people with the nice cars are paying out the ass before any accidents, the people without nice cars start paying out the ass because they were boasting.
Now if you do the setup like the top of this post. Where people pay X amount and then stop paying as long as they are good drivers. This would be great.
Take myself. I simply want a smart car because of the very cheap brand new price on it. Plus the great gas-mileage factor, $12 of gas to drive to Toronto from Windsor. In fact city driving is greatly better, as its diesel engine idles so low it doesn’t even use much gas at all. On top of this, I never speed; I don’t drink alcohol ever really.
This is 100% glaring proof that teens are guilty until proven innocent. Which in CANADA or rather DEMOCRACY it’s the other way around… Innocent until proven guilty.get a few years experience under your belt, show them you can drive without incident, and then get a newer car.