Dental Coverage

[justmyalias]

WOW, Thanks so much for your time, I don't have a problem with Dental. I'm set up with that, since many years now.

I was replying to my72jeep, who unless I'm mistaken was only describing PSHCP.  That is different as it does change whether you're on a B 180+ or (180> or A).

I've tried calling around, but some Reps won't give details for some reason lol??

For all intents and purposes, "Regular Parade guy" lol.  IE Class A Reservist.

 

[beach_bum]

Class A or B less than 180 days are covered for 90% of dental. There are restrictions and limits.  Go to your OR and they will have a book.  Family members are NOT covered by this.  Tell the dentist you need the Great West Life dental form..they will know what you are talking about.  Bring it to your OR where they will stamp it and process it.

Class A or B less than 180 days are supposed to have your provincial health care plan.  You pay for it.

 

[justmyalias]

I just realized others may not know so much about the Dental side, so I'll share my links on that.  FWIW, I was quite certain about GWL, but haven't found the particular answers I was looking for-hence asked about it.


Public Service Dental Care Plan:
http://www.tbs-sct.gc.ca/hr-rh/bp-rasp/benefits-avantages/dcp-rsd/dcp-rsd-eng.asp

Pretty good reference btw, the booklet with entitlements is also included.

Still waiting on call backs and on setting up PSHCP for myself and the family....IF I can even get any headway on it.  Sometimes I really wish I could just do the forms and submit myself.

 

[my72jeep]

You do do the forms your self as a Class A all your OR does is confirm date of enrollment. then gives it back to you to submit.

 

[my72jeep]

You said,I'm asking if this is the self-paid rate, and whether it is covering you or not, you didn't specify if the 3 includes you (the mbr) or not.  Not sure how PSHCP would answer those questions for you ?

I appreciate the link anyway.

Sorry yes the three is me wife kid

 

[my72jeep]

Just the member, family are on their own for class A. I don't know anything about BlueCross. I've done a combo of CF and employer insurance to cover it 100% (the employer insurance is the one that has to take the secondary role, and they have to be setup to do it).

I'm class A CIC and I pay $125 a month for myself and 2 dependents for health care (not dental). this is with PSHCP

 

[justmyalias]

$134.04 Level 3 is what I was quoted.  Class A

It certainly is staggerring how many people (at various levels of Blue Cross, PSHCP 'advisors') will deny that there is ANY coverage while on A or B <180 for the mbr, let alone dependants.  I am still corresponding with people who adamantly state that PSHCP is NOT for the mbr, ever, meanwhile here we have confirmations (ThankYou my72jeep) to the opposite.

I feel so relieved that I was resourceful enough to persevere myself, even crack a few eggshells while asking questions as tactfully as possible, but I am close to setting it up now.  SO RELIEVED!!!

Oh, forgot!

Instructions for PSHCP Coverage.
http://cmp-cpm.forces.mil.ca/dgcb/dpsp/pshcp_manual_e/engraph/pshcp_manual_e03_e.asp?pg=4
INTRANET.
Fill out the two forms, include cheque to Receiver General for PremiumX3months, and submit thru OR.

 

[my72jeep]

NO issues man glad to hear your on your way. I'm the first class A CIC in my Area so it was a bit of trial and error.

 

[justmyalias]

http://cmp-cpm.forces.mil.ca/dgcb/dpsp/pshcp_manual_e/engraph/pshcp_manual_etb_e.asp?pg=0

So that's the intranet homepage.

VERY helpful.

It even clearly statest PSHCP is for the mbr and dependants.  What a relief to know there's some helpful info right there available for others to refer to.

Hope this helps others in this predicament down the road.

Forms are listed there as well for download.

The pay rates are also listed, allbeit from apr 2011...and wouldn't you know it, are already $10 off???  How can they inflate rates so much from yr to yr?

 

[my72jeep]

they changed Medical carriers from Great West to Sunlife back in may. that may account for some of it.

 

[krimynal]

Hello everyone , I did a quick search on the website and Google and I just want to confirm

Basically , if you are in the reserve you do have a dental insurance , the insurance however is for medical and dental accidents that happened while you were training ?

I've read on a Google website ( in french ) that there was a "Regime de la fonction publique" that we could sign up too , but that insurance was only covering what happened on exercise , and while on duty at your unit HQ.

Is it still the case ? lord knows how expensive dental care are!

 

[mariomike]

http://forums.army.ca/forums/threads/89460.0
"For Class A Reservist"

MED & DENT Coverage for Class A & B <180 
http://forums.army.ca/forums/threads/104826.0

 

[krimynal]

thanks , did a search with dental insurance reservist ! didn't link me to that one !