Monthly Pay after deductions - Questions [Merged]

[George Wallace]

Lol!! George, your a really funny (grumpily nice) kinda guy!!

If I ask you several really dumb questions about my next three taskings, all of which I can find the answer myself, will you do the work for me too? Puh-LEESE?? I really need assistance, I don't wanna do it myself and you're the smartest guy I know!!

hehehe... there should be an emoticon for "s*** disturber" or "pot-stirrer"...

;D

Perhaps, out of curiousity (From another thread), you can tell us when the system stopped providing those Supply publications that provided all the information on items, including a drawing or photo of the item? 

 

[BinRat55]

Around the same time "Google" came out...

Just a guess though. 

 

[George Wallace]

Around the same time "Google" came out...

Just a guess though. 

If only the DND Search Engine had the capabilities of Google.

>

 

[BinRat55]

nsn-now.com

nsncenter.co.uk

iso-group.com

All fairly good civilian links to NSNs - some have pics, some do not.

 

[George Wallace]

nsn-now.com

nsncenter.co.uk

iso-group.com

All fairly good civilian links to NSNs - some have pics, some do not.

Interesting.

Thanks.

 

[GearHead]

I just wanted to get some clarification on a matter that was brought up during a conversation with a corporal last week. I may have heard him wrong but what I thought I heard was 55% of his pay is deducted for taxes! So 4714 gross pay a month for corporal and he only gets 2357? It seemed a bit much for a member serving Canada. Is this accurate?

 

[George Wallace]

Simple MATH:

You know what your deductions are.  You look up what Pay Scale you will fall into and subtract those deductions. 

Do we really have to bring in a Professional Chartered Accountant to answer you question?

 

[GearHead]

I have no idea what my deductions are. I looked up the common deductions for my province but as per military deductions I can't find info for the actual percentages. Only thing I have to go by is that a sgt here said he pays 55% tax on his pay. I'm sure they're are a lot of members on here who have been paid at some point in their career and have an idea of how much money, in a percentage figure, was deducted.

 

[Loachman]

I somewhat doubt that a Sergeant is paying 55% taxes. I'd possibly believe that percentage going to all deductions - pension, unemployment insurance, etcetera. I'm not losing that much from my pay, though, and I'm making more than a Sergeant.

 

[GearHead]

As I stated before George Wallace the link you provided is outdated and gives inaccurate numbers from 2006 for basic training pay. All other forums on this page do not give any details as to my inquiry. Also never expected nor needed anyone to do the math for me, if you read the post I simply asked for the percentages for pension, ei, income tax, death benefits ect. You know, the numbers on your pay stub that say Pension 12% then have the total amount that was deducted under it and so on. And loachman, I thought it seemed a but ridiculous as well, it's just what he said during a class when we were filling out our ssip papers.

 

[Loachman]

I do not have a pay statement handy, but they state specific amounts. Many of these will vary with each person. Roughly 40% of my pay is deducted for various things. Other may have more deductions - rations and quarters for those who live in. Some people will also receive allowances for a variety of things.

 

[GearHead]

Thanks loachman, I actually just asked a warrant about it and he said the same thing, roughly 40% of pay deducted.

 

[PuckChaser]

I lose the following every pay:

19% Federal Tax
8.6% CFSA (Your pension)
4.7% CPP
1.8% EI
0.2% SDB

Then there's SISIP (disability and life insurance, Mess Dues, PSHCP ($4), so roughly 35-40% of your gross pay and taxable allowances gone per month.

There's your rough numbers, time for a calculator...

 

[GearHead]

Cap out? Like there's a set amount you pay and if you go over they give it back to you at the end of the year?

 

[dapaterson]

Cap out? Like there's a set amount you pay and if you go over they give it back to you at the end of the year?

No.  CPP and EI both max out at the YMPE, set annually by the Government.  For earnings above YMPE, CPP and EI are no longer deducted.  However, your pension contributions go up for earnings above YMPE.  Your take-home pay will increase, but not by the amount of your CPP and EI deductions.  If you have more than one job, any excess CPP/EI deductions will be refunded on your taxes (or applied to taxes owed).

 

[SupersonicMax]

EI and CPP max out at $955.04 and $2544.30 respectively.  You will be taken 1.88% and 4.5% of your gross pass each month up to that amount.  If you make less than $50800 you'll pay EI all year.  If you make less than $51400 a year, you'll pay CPP for the whole year.

 

[BinRat55]

I lose the following every pay:

19% Federal Tax
8.6% CFSA (Your pension)
4.7% CPP
1.8% EI
0.2% SDB

Then there's SISIP (disability and life insurance, Mess Dues, PSHCP ($4), so roughly 35-40% of your gross pay and taxable allowances gone per month.

There's your rough numbers, time for a calculator...

Good Lord Puck! I read your numbers and felt they were a little low... said to myself "He's losing it..." but then I pulled up my payguide and applied your numbers... bang on to the dollar! Good one! and with everything totaled and taken, I lose 42.6% in all deductions!

That's yucky when I look at it that way...

 

[George Wallace]

These are the Pay Scales for the Regular Force:

NCM:  http://www.forces.gc.ca/en/caf-community-pay/reg-force-ncm-class-c-rates.page

Officer:  http://www.forces.gc.ca/en/caf-community-pay/reg-force-class-c-officer-rates.page

 

[Ryan_T]

I don't know if there is a thread for this topic since I can't find it. But I am curious to know what the take home pay is during basic/element/trades training..

 

[mariomike]

I am curious to know what the take home pay is during basic/element/trades training..

Pay during BMQ
https://www.google.ca/search?q=site%3Aarmy.ca+pay+bmq&sourceid=ie7&rls=com.microsoft:en-CA:IE-Address&ie=&oe=&rlz=1I7GGHP_en-GBCA592&gfe_rd=cr&ei=_dytWIqdCKmC8Qet44r4Bg&gws_rd=ssl

Sticky,
Pay Scales for Regular Force 
http://milnet.ca/forums/threads/123858.0.html

Sticky,
Pay Scales for Primary RESERVE
http://milnet.ca/forums/threads/123857.0.html

take home pay
https://www.google.ca/search?q=site%3Aarmy.ca+pay+bmq&sourceid=ie7&rls=com.microsoft:en-CA:IE-Address&ie=&oe=&rlz=1I7GGHP_en-GBCA592&gfe_rd=cr&ei=_dytWIqdCKmC8Qet44r4Bg&gws_rd=ssl#q=site:army.ca+take+home+pay

Allowances / Benefits during BMQ 
https://army.ca/forums/threads/111011.25.html
2 pages.

A summary of pay and deductions at BMQ was included with my enrollment package.

Rate of Pay: $2806.00

Deductions:

SDB - $6.65
EI - $40.44
CF Pension & CPP - $294.16
SISIP-LTD - $4.71
Income Tax (Fed & Prov.) - $392.67
PPIP - $15.38
Salex Tax - $0.6
Quarters ( Married/CL do not pay) - $96.00
Rations - $543.41

Net Pay:

Single - $1411.98
Married/CL - $1507.98