Eye In The Sky
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Halifax PLD is $631/month, 2 x payments of $315.50. After taxes it amounts to $180-$185 in the bank, so about 43% is gone to taxes.
I suppose there may be some argument that you should budget and adjust accordingly knowing that you will lose that extra $800 a month.
What if they lost all of their equity and then some when the Cold Lake market crashed? What if they’re supporting their sick parents who failed to plan for retirement? Though I don’t disagree with where you’re coming from, blanket policies like that are not practical, everyone has different circumstances.I'm not sure how popular this oppion is but military service couples and officers who make make Six figures plus a year should not have priority on the pmqs wait list.
Or 1 kid and 5 former-spousesWhat about their family make up? Maybe that officer making six figures before deductions is supporting a spouse and 5 kids.
For the NCR someone was looking at it as an option and was told it was only considered 'temporary' as a PO1, if something is available. Not sure how much uptake there is on PMQs in Ottawa (which I think are just some units around Uplands and they got rid of the rest of them decades ago).I'm not sure how popular this oppion is but military service couples and officers who make make Six figures plus a year should not have priority on the pmqs wait list.
I think there was a story about a LS using food banks etc in Esquimalt that preceded PLD.
Because compared to most Canadians, some CAF salaries, particularly for officers, are very, very good. At a certain point, subsidizing housing stops being sufficiently necessary as to be defensible to the public. A LCol making $131k is in a very different situation than a MCpl making less than half of that.Different PLD rates based on salary makes no sense. It’s based on COL factors. A WO getting no PLD would have the same income as a MCpl getting PLD. Maybe more, if the MCpl is a Spec trade and the WO isn’t.
That doesn’t solve anything.
Wouldn't a private already be in the lowest bracket? it seems that fixing at the lowest rate would benefit the higher pay/ranks more.Instead of PLD, why not just give CAF members a significant tax break?
CAF Service = Lowest Marginal Federal Income Tax Rate. BAM, instantaneous quality of life increase for all + incentive to serve longer for tax gain benefits.
I know, I know.... it's way too simple and non-convoluted which is exactly why we won't do it
Not once they hit two years in, and realistically a private in their first two years of service is spending a bunch of that either on basic training or in holding platoons. After that they’re a super inexperienced apprentice. Even at that, a two year private making $55k a year is above the median individual income in Canada, and they have generally fantastic benefits.Wouldn't a private already be in the lowest bracket? it seems that fixing at the lowest rate would benefit the higher pay/ranks more.
The only private rank that is in the bottom tax bracket are entry level privates.Wouldn't a private already be in the lowest bracket? it seems that fixing at the lowest rate would benefit the higher pay/ranks more.
On top of this increase in pay increments for NCMs, we need to get rid of a bunch of Officers and increase our enlisted numbers + give those enlisted additional responsibilities.
We could also bump up Operational Allowances again to further incentivize service in Line Units (which many seem loath to do).